www.oswd.org www.opensourcewebdesign.org http://www.google.co.uk/search?hl=en...emplates&meta=
All the templates you need.
With regards to content, I find that Googleing for information held as a .doc or .xls or .psd or whatever provides content that is not indexed by Google and is therefore not punished for being duplicate.
Of course, some may sneer at using others work, I personally dont give a rats arse.