Bank Charges

Alien · 08-06-2007, 05:02:03 PM

I sent a recorded letter today to Abbey, asking for �1500 + interest, so we'll see what happens - worth a bash as it costs very little to try.

Alien · 08-06-2007, 05:06:35 PM

PS:

This is the site to follow if you need help and templates

(don't pay a company to do something you can do easily for free):

http://www.moneysavingexpert.com/reclaim/bank-charges

DB · 08-06-2007, 05:16:59 PM

Its just been on the news that the banks are stopping people reclaiming there charges back and closing there accounts.

People have been reclaiming there bank charges for 6 months now, it also says in the terms and conditions that you are signing up to that you agree to the charges so be carefull

retired_member6 · 08-06-2007, 05:19:03 PM

Quote:

Originally Posted by DB

Its just been on the news that the banks are stopping people reclaiming there charges back and closing there accounts.

People have been reclaiming there bank charges for 6 months now, it also says in the terms and conditions that you are signing up to that you agree to the charges so be carefull

People may well have signed up to charges 15 years ago when it was �3 and I was 15 years old. They certainly didn't sign up to �30 three times a month and it coming off immediately.

Lee

Alien · 08-06-2007, 05:20:26 PM

Interesting, DB.

I would say if anyone fancies a go, do it quickly now - you've nothing to lose.

olebean · 08-06-2007, 06:58:47 PM

did mine today got an offer and took it!

dhscott · 08-06-2007, 07:55:41 PM

Quote:

Originally Posted by DB

Its just been on the news that the banks are stopping people reclaiming there charges back and closing there accounts.

People have been reclaiming there bank charges for 6 months now, it also says in the terms and conditions that you are signing up to that you agree to the charges so be carefull

Just take all the money out of your account and try it. What are they going to do then? Close the acccount? God forbid...

Johnp · 08-06-2007, 09:10:47 PM

Banks are like vultures circling on their customer to sell them unecessary Payment Proctection Insurance, expensive mortages and bullying customers into converting overdrafts into personal loans or secured loans etc. - any of this ring true ? never mind the bank charges.

If you owe them money then unfortunately you get taken to the cleaners as they have you ....

I will stop having a beef now, but best of luck - expect however once you reclaim your charges to be politely asked to leave - always difficult if you are overdrawn

- so plan accordingly.

Best Regards

JohnP

retired_member16 · 08-06-2007, 09:17:06 PM

Quote:

Originally Posted by Jeewhizz

Am I just one of a small select few who have nothing to claim back? I've had one letter in my entire history, and never gone over my limit/bounced a cheque etc... Maybe this shows that as a nation we are bad at money management?

Im with you, I dont recall ever being charged by a bank.

olebean · 08-06-2007, 09:25:55 PM

Quote:

Originally Posted by firestars

Im with you, I dont recall ever being charged by a bank.

it means u have probably not sweated your assets enough

08-06-2007, 05:02:03 PM	#11 (permalink)
Alien Join Date: May 2006 Location: Alienesque City Posts: 4,210 No Classified Ratings Domain Trader Rating: (100% / 51)	I sent a recorded letter today to Abbey, asking for �1500 + interest, so we'll see what happens - worth a bash as it costs very little to try. __________________ UK Content Writing from Wait.co.uk \| Follow me@Twitter! \| HighHedges.com (developed site), only �300! \| Buy a customised Fresh Store Builder site to develop your unused domain(s)!

08-06-2007, 05:06:35 PM	#12 (permalink)
Alien Join Date: May 2006 Location: Alienesque City Posts: 4,210 No Classified Ratings Domain Trader Rating: (100% / 51)	PS: This is *the* site to follow if you need help and templates (don't pay a company to do something you can do easily for free): http://www.moneysavingexpert.com/reclaim/bank-charges __________________ UK Content Writing from Wait.co.uk \| Follow me@Twitter! \| HighHedges.com (developed site), only �300! \| Buy a customised Fresh Store Builder site to develop your unused domain(s)!

08-06-2007, 05:16:59 PM	#13 (permalink)
DB Join Date: Jun 2005 Location: Lancs Posts: 5,738 Classified Rating: 100% (1) Domain Trader Rating: (100% / 109)	Its just been on the news that the banks are stopping people reclaiming there charges back and closing there accounts. People have been reclaiming there bank charges for 6 months now, it also says in the terms and conditions that you are signing up to that you agree to the charges so be carefull __________________ Domain Brand Limited

08-06-2007, 05:20:26 PM	#15 (permalink)
Alien Join Date: May 2006 Location: Alienesque City Posts: 4,210 No Classified Ratings Domain Trader Rating: (100% / 51)	Interesting, DB. I would say if anyone fancies a go, do it quickly now - you've nothing to lose. __________________ UK Content Writing from Wait.co.uk \| Follow me@Twitter! \| HighHedges.com (developed site), only �300! \| Buy a customised Fresh Store Builder site to develop your unused domain(s)!

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08-06-2007, 06:58:47 PM	#16 (permalink)
olebean Join Date: Nov 2005 Location: Rarotonga Posts: 2,291 No Classified Ratings Domain Trader Rating: (100% / 1)	did mine today got an offer and took it!

08-06-2007, 09:10:47 PM	#18 (permalink)
Johnp Join Date: Jul 2006 Posts: 371 No Classified Ratings Domain Trader Rating: (100% / 10)	Banks are like vultures circling on their customer to sell them unecessary Payment Proctection Insurance, expensive mortages and bullying customers into converting overdrafts into personal loans or secured loans etc. - any of this ring true ? never mind the bank charges. If you owe them money then unfortunately you get taken to the cleaners as they have you .... I will stop having a beef now, but best of luck - expect however once you reclaim your charges to be politely asked to leave - always difficult if you are overdrawn - so plan accordingly. Best Regards JohnP

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