Website payment engine

stevebrowne · 05-09-2008, 07:03:24 PM

I am looking for some advice for a project. The site requires the ability to accept payments online. (ranging from �10 - �125 or so)

For simplicity, and security, the ideal solution will involve us sending the buyer to the payment site, where they enter card details etc, and then redirecting back to us with a status code or whatever.

The original plan was to use PayPal Pro, as this would allow users to pay by credit card without any other nonsense. It seems, however, that you need to to collect all the payment details on your own site and then process via PayPal in the background. No problem, and I have a test page talking to the servers, but we don't really want to hold/process this detail ourselves.

The next option was PayPal Express Checkout: Failed as it will only allow payment by Paypal account

Then there was PayPal Basic, which puts a "Buy now" button on your page, which links to the paypal payment pages and then back again. ALMOST ideal, except that the pay by credit card option has been dropped to one tiny link and there doesn't appear to be a way to to jump directly to teh CC page.

Google checkout requires the buyer to have a google account.

Any other suggestions?

Nice and easy:

1. On site, click BUY NOW
2. On payment engine enter card details
3. Return to site with status code

Must be someone doing this?

GreyWing · 05-09-2008, 07:33:26 PM

Worldpay is very easy to customise and will do the job for you

scooter · 05-09-2008, 07:36:01 PM

greywing just beat me to it. Worldpay are good.

stevebrowne · 05-09-2008, 07:39:13 PM

cheers; will look at their offering now. I think I signed up for a full merchant account with them years ago; �500 down or something. I cancelled it as I wasn't using it though.

Thanks, I will see if I can find the perfect client/site solution!

monaghan · 05-09-2008, 08:04:09 PM

try nochex.com, business account will let you take cc's without them having to signup for an account, slightly cheaper transaction charges than paypal and the APC works well for payment notifications.

stevebrowne · 05-09-2008, 10:29:15 PM

thanks - will look at them as well.

steve

Jeewhizz · 05-09-2008, 10:45:59 PM

Last time I checked, 'Nochex' appears on the user's CC statement - so you are ripe for chargebacks if they don't know what they bought.

I'd recommend Protx, but you'll need a merchant account.

aZooZa · 06-09-2008, 09:16:29 AM

Have a look at 2Checkout (2CO) — 2CO.com Online Reseller

stevebrowne · 06-09-2008, 10:56:14 AM

cheers - another for the list

Nick · 15-09-2008, 01:14:15 PM

I'm not sure - I've always (and will) always use protx.

Do you have a merchant account setup for internet trading with your bank?

Or are you looking for a service without setting up a merchant account.

05-09-2008, 07:03:24 PM	#1 (permalink)
stevebrowne Join Date: May 2007 Posts: 853 No Classified Ratings Domain Trader Rating: (100% / 5)	Website payment engine I am looking for some advice for a project. The site requires the ability to accept payments online. (ranging from �10 - �125 or so) For simplicity, and security, the ideal solution will involve us sending the buyer to the payment site, where they enter card details etc, and then redirecting back to us with a status code or whatever. The original plan was to use PayPal Pro, as this would allow users to pay by credit card without any other nonsense. It seems, however, that you need to to collect all the payment details on your own site and then process via PayPal in the background. No problem, and I have a test page talking to the servers, but we don't really want to hold/process this detail ourselves. The next option was PayPal Express Checkout: Failed as it will only allow payment by Paypal account Then there was PayPal Basic, which puts a "Buy now" button on your page, which links to the paypal payment pages and then back again. ALMOST ideal, except that the pay by credit card option has been dropped to one tiny link and there doesn't appear to be a way to to jump directly to teh CC page. Google checkout requires the buyer to have a google account. Any other suggestions? Nice and easy: 1. On site, click BUY NOW 2. On payment engine enter card details 3. Return to site with status code Must be someone doing this? __________________ Guarantor Mortgage \| Instant Digital Cameras \| SDXC Cards

05-09-2008, 07:33:26 PM	#2 (permalink)
GreyWing Join Date: Aug 2006 Location: Barnsley Posts: 3,176 No Classified Ratings Domain Trader Rating: (100% / 18)	Worldpay is very easy to customise and will do the job for you __________________ Make cash from your website, any website, any sector... That.co.uk Find out more

05-09-2008, 07:39:13 PM	#4 (permalink)
stevebrowne Join Date: May 2007 Posts: 853 No Classified Ratings Domain Trader Rating: (100% / 5)	cheers; will look at their offering now. I think I signed up for a full merchant account with them years ago; �500 down or something. I cancelled it as I wasn't using it though. Thanks, I will see if I can find the perfect client/site solution! __________________ Guarantor Mortgage \| Instant Digital Cameras \| SDXC Cards

05-09-2008, 08:04:09 PM	#5 (permalink)
monaghan Join Date: May 2007 Posts: 1,148 No Classified Ratings Domain Trader Rating: (100% / 7)	try nochex.com, business account will let you take cc's without them having to signup for an account, slightly cheaper transaction charges than paypal and the APC works well for payment notifications. __________________ Alex Monaghan - Drop Catch & Drop Lists - PM for details Online Accounting\|Pine Furniture\|Barbie

05-09-2008, 10:45:59 PM	#7 (permalink)
Jeewhizz Join Date: May 2006 Posts: 1,188 No Classified Ratings Domain Trader Rating: (100% / 17)	Last time I checked, 'Nochex' appears on the user's CC statement - so you are ripe for chargebacks if they don't know what they bought. I'd recommend Protx, but you'll need a merchant account. __________________ UK Web Design & Development Airport Car Parking \| Business Help & Advice \| Critical Illness Insurance \| Smoothie Recipes \| Baby Name Books

05-09-2008, 07:36:01 PM	#3 (permalink)
scooter Join Date: Apr 2006 Posts: 1,541 No Classified Ratings Domain Trader Rating: (100% / 21)	greywing just beat me to it. Worldpay are good.

05-09-2008, 10:29:15 PM	#6 (permalink)
stevebrowne Join Date: May 2007 Posts: 853 No Classified Ratings Domain Trader Rating: (100% / 5)	thanks - will look at them as well. steve

06-09-2008, 09:16:29 AM	#8 (permalink)
aZooZa Join Date: Nov 2005 Posts: 3,980 No Classified Ratings Domain Trader Rating: (100% / 46)	Have a look at 2Checkout (2CO) — 2CO.com Online Reseller

06-09-2008, 10:56:14 AM	#9 (permalink)
stevebrowne Join Date: May 2007 Posts: 853 No Classified Ratings Domain Trader Rating: (100% / 5)	cheers - another for the list

15-09-2008, 01:14:15 PM	#10 (permalink)
Nick Join Date: Apr 2008 Posts: 730 No Classified Ratings Domain Trader Rating: (100% / 27)	I'm not sure - I've always (and will) always use protx. Do you have a merchant account setup for internet trading with your bank? Or are you looking for a service without setting up a merchant account.

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