Have you ever been Ripped Off / Scammed? When I first got on the net in 2001 with my first website, I got scammed over $5000 USD with paypal reverse payments. I have a traffic hits website which supplied traffic to people, they paid me via paypal, I delivered the hits, the a few weeks later they would write an email to paypal saying someone had fraudulently used their paypal account ... in other words "they would pay me for the goods, I delivered, then they wrote to paypal and got their money back and the goods for free!" I learnt the hardway! Be very wary guys!