My brother sold something (used) on ebay for a few hundred pounds. After the buyer had received it, they decided it was not what they thought it was. They claim the advert was misleading. The advert was not. Anyways, my brother has been in contact with the buyer and the buyer is threatening going to the small claims court. My brother is happy to do so. Today he received from paypal "New Significantly Not as Described Dispute" email. He will be following the advice and answering all questions. It also stated in the email Keep in mind that the funds associated with this payment may be considered 'Disputed' and not available for withdrawal until the case has been resolved. There are no funds in the Payal account. They were withdrawn a while ago. It also stated: the buyer may contact their card issuer about opening a chargeback. Well, my brother is adamant (because of the buyers bad attitude) that if anything, he is happy to go to court. So my questions are...... 1. As there are no funds in the paypal account, can paypal raid my brothers bank account to take the money out? (he would rather open another bank account than let this happen) 2. If the customer did pay Paypal via c/card, is the chargeback not against Paypal? Again if this happens, is paypal able to raid his bank account to take the money back? He just wants his day in court should it get that far. He is adamant he will be handing no money back. Any help much appreciated. .