You have 70k to invest. Do you, Buy a property and rent out, or Buy shares in companies that pay dividends? If my sums are correct If you buy a property for 70k and rent out for £4200 per year (£350 per month) that will bring in 6% of your investment per year. Or you can buy shares and grab dividend yield of 5.4% - 8.3% (source) Any property guys and stock investors have an opinion on this? All theoretical of course.