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Normally and as long as I have enough to live off it is 60/40 for me with 60% reinvested and 40% for spending, by doing it this way you invest 50% on top of what you spend eg, 10k profit = 4k spend and 6k invest which 6k is 2k more than the 4k you spent so 50% on top that way you compound your investment capital, it doesn't make sense to do this the other way round unless you don't care too much for money