As an end user domain name then its reg fee insurance instant isnt a nice marketable name.
Instant Insurance would be more vaulable.
The domain is more vaulable to an affiliate than a domain buyer.
Infact I will prove that
I have just purchased insuranceinstant.co.uk for a fiver but I will make more money than you can sell your dot com for.
I will with one sale make my five pound back and I know that 100%
As for resale value it only depends on what business you are generating.
This is not a marketable name its simply a name that you can make money from.