Car valuation

[cm1975]

I know there are a few guys on here with a good knowledge of the car industry. Does anyone know of a good website for car valuations? I was in a crash last week and the car is an economic write-off. The insurance company are offering me a valuation, but unsurprisingly, I want to challenge it!

Cheers,

Calum.

 

[retired_member32]

I know there are a few guys on here with a good knowledge of the car industry. Does anyone know of a good website for car valuations? I was in a crash last week and the car is an economic write-off. The insurance company are offering me a valuation, but unsurprisingly, I want to challenge it!

Cheers,

Calum.

hi calum,firstly it's one of those things that a website cannot tell you.

remember that the insurance company are looking after there interests and will want to try it on,firstly what car is it and is it worth you buying it back of the insurance company,if the vehicle is catergory a/b then these cannot go back on the road,catergory c can go back on the road after a short test and cat d can go straight back on the road,insurance companies write cars off for fun nowadays and it might be worth you buying it back for peanuts.

secondly what did you insure the vehicle for because they should give you that price minus depreciation over the term of the cover.

thirdly was you injured in the accident,and was you at fault?

if you need help pm me i owned a insurance approved bodyshop.

mark

 

[cm1975]

hi calum,firstly it's one of those things that a website cannot tell you.

remember that the insurance company are looking after there interests and will want to try it on,firstly what car is it and is it worth you buying it back of the insurance company,if the vehicle is catergory a/b then these cannot go back on the road,catergory c can go back on the road after a short test and cat d can go straight back on the road,insurance companies write cars off for fun nowadays and it might be worth you buying it back for peanuts.

secondly what did you insure the vehicle for because they should give you that price minus depreciation over the term of the cover.

thirdly was you injured in the accident,and was you at fault?

if you need help pm me i owned a insurance approved bodyshop.

mark

Hey Mark,

Having seen some of your previous posts, I thought it might be you that replied first!!

It's a Chrysler Voyager 2.5 CRD SE Plus 05 (55), with 23000 miles on the clock. The guy had a valuation in front of him, eventhough the garage hadn't given him the mileage. He said £8200, but having looked around, I'd have thought closer to £8900. I paid around £14500 when I bought it 18 months ago, but I know the value of these cars has .... eh .... crashed! I think I originally insured for the full value, which I might have changed to £12000 back in June of this year.

To be honest, I didn't think the damage was terribly bad, so I was quite surprised by the fact it was written-off. The driver's door was bent back on it's hinges, so there was obvious damage to it and the wing. The back of the car was bashed, so there would be some work required on the boot door and the rear bumper. The back windscreen also shattered. Okay it does sound quite bad!

The accident was due to black ice on a road. I'd turned a corner and managed to bring the car to a stop ..... at the top of a hill. Due to the ice and the weight of the car, it began sliding down the hill and hit another on the way down, before backing into a brick wall and stopping.

The road had not been treated, unlike nearly all the surrounding roads, so I don't know if I have any claim against the local council? In my opinion, the road is on a school run and I know 2 of the other cars stuck on the road had also dropped kids at school!

Regards,

Calum.

 

[nnh]

I know there are a few guys on here with a good knowledge of the car industry. Does anyone know of a good website for car valuations? I was in a crash last week and the car is an economic write-off. The insurance company are offering me a valuation, but unsurprisingly, I want to challenge it!

Cheers,

Calum.

The one and only...What's it worth? - Parker's

 

[retired_member32]

believe it or not you would be amazed at what the insurance company write off,i used to buy loads of damaged cars from insurance companies and some you couldn't find the damage,anyway don't forget these points:

1.your insurance quote was for the valuation that you had given namely £12000,your premium was based on this amount minus depeciation from june till the accident.they will usually work on the fact that to replace the car with this mileage in this area in this conditon will be xxx amount,but always tell them about how much you paid.

2.yes the market has dipped,unfortunately when you bought the car the car was at a premium and so was the economy,unless you are a city trader then you wasn't to blame for the economy nosediving.

3.yes they would have an figure in mind before they reached you,they use a portable database and they would more than likely know before they looked.

4.why don't you ask for a figure minus the buyback,if the vehicle is classed as catergory d then you have the repairs done and put it straight back on the road,you can buy these back really cheaply and it doesn't bump up your premium too much,if the chassis is straight and it is only doors and hinges then happy days,ring your insurer they love haggling.

5.did you have a courtesy car?,there not supposed to take this into account but is a bargaining chip on there side(i once had one for 18 months :lol: )

6.it would be very hard to hold the council to blame they have huge legal team for this kind of purpose,but if you could get the other motorists involved they hate negative publicity so mention the local press

7. hope your all well and didn't get injured,just before christmas?i could write a book on this subject,but i would try and buy the car back and repair it.

mark

 

[stender]

Did you or your passengers suffer whiplash? thats normally 2 or 3k.

 

[devolution]

And people wonder why insurance is so high... Corrupt a-holes! (the insurance guys)...

 

[cm1975]

Did you or your passengers suffer whiplash? thats normally 2 or 3k.

Had I not been hanging out the car at the time, then it might have been a possibility. I hurt my knee slightly, but just glad not to get crushed between my car and another!

My 2 year old son was in the car, but he was well strapped in to his car seat.

 

[cm1975]

1.your insurance quote was for the valuation that you had given namely £12000,your premium was based on this amount minus depeciation from june till the accident.they will usually work on the fact that to replace the car with this mileage in this area in this conditon will be xxx amount,but always tell them about how much you paid.

I've been in touch with my local Chrysler dealership and the salesman said the Glass Guide says £8495 for the car if it had a mileage of 36,000. I thought an experts local knowledge might give me an idea of whether it was worth challenging. He also mentioned that 3 other similar cars he'd sold had also been written off! I guess Chrysler parts must be at a premium at the moment!?

6.it would be very hard to hold the council to blame they have huge legal team for this kind of purpose,but if you could get the other motorists involved they hate negative publicity so mention the local press

The article was in the local paper by the next day, which isn't bad for a weekly rag, so the bad publicity is already there!

 

[GreyWing]

I sued to work for a solicitors in claiming back insurance monies for Direct Line Group, Money from at fault thrid parties, Councils and home builders who didn't maintain the roads correctly. It's easier to claim off the builders on a new housing estate than a council. I

Personally I wouldn't bother as very little chance, chances are that if you have legal cover on your policy. The insurance company will pass the details onto the outsourced solicitors who will take it on for you but would probably drop it as soon as they receive details of it.

 

[retired_member32]

so did you actally claim for injuries?

mark